How Much Does a Baby Really Cost?

Answer three questions and get your first-year total, worked out from what babies actually use at each age. Then adjust anything that doesn't fit your family.

❓ Frequently asked questions

The detail behind the numbers on this page

How much does a baby cost in the first year?

On this calculator, a lean first year comes to $2,861: breastfeeding, care at home, budget gear and store-brand supplies. Premium formula, premium gear and a full year of daycare comes to $38,048. The biggest variable is childcare, which runs from $0 at home to $24,000 for twelve months of daycare.

What are the biggest baby expenses?

Childcare, by a wide margin: up to $24,000 for a year of daycare. After that, formula if you use it ($1,154 a year for store brand, $3,011 for specialty formula), nursery setup ($200-$3,000), and diapers ($621 a year for store brand to $2,048 for luxury brands, at typical use for each age).

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